irainx.com
Who we are...
and what we do.
Insurance Research Associates, Inc. is an independent insurance agency that specializes in the design and implementation of competitive, cost effective benefit plans. In addition, we provide personal insurance services to select individuals with estate, tax and inheritance concerns.
Areas of Expertise
Employee Benefits
- Group Health Care Plans
- Short & Long Term Disability Plans
- Flexible Spending Accounts (FSAs)
- Health Savings Accounts (HSAs)
- Health Reimbursement Accounts (HRAs)
Business Insurance
- Buy-Sell Funding
- Key Person Insurance
- Deferred Compensation
- Executive Benefit & Bonus Plans
- Salary Continuation Plans
Personal & Estate Plans
- Individual & Joint Life Insurance
- Non-Cancelable Disability Income Plans
- Long Term Care Plans
- Tax Sheltered Annuities
- Second-to-Die Life Insurance
Investment & Retirement Plans
- Defined Contribution Plans
- Qualified Profit Sharing Plans
- 401-K Plans
- SEP - IRA Plans
- Private Banking Plans
At Insurance Research Associates, Inc. we understand that insurance selection is a very complex process requiring a high level of expertise and a comprehensive view of the financial and insurance markets. Our goal is to simplify that complex process by providing our Corporate and Individual clients:
- On-going Market Research and Consultation
- Custom Designed Benefit Programs
- Tax Advantaged Financial Solutions
- Administrative Support and Underwriting Assistance
- Claims Investigation and Resolution
Since 1979, our success as a firm has been based on our commitment to service and our role as advocate for our clients. We are licensed with over 60 Insurance Carriers and are members of the National and Washington Associations of Health Underwriters and of the Leading Producers Round Table. We look forward to serving your needs.